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The Scottish government has once again trumpeted the success of its Debt Arrangement Scheme (DAS) in a press release earlier this week. The Minister for…
The UK Crowther Report in 1971 was a key document in the development of consumer credit in the UK. Chaired by the mercurial Geoffrey Crowther…
The ‘sweatbox’ model of credit card lending was set out in a well-known article by Ronald Mann in 2007 (here) . Credit card companies through…
The Insolvency Service published (here) on 27th January further statistics on Individual Voluntary Arrangements. The latest IVA statistics (here) indicate that 40 percent of IVAs…
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